Welcome to Hiley Mazda of Fort Worth’s Finance Department, your auto loan and car lease resource. We’re eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.
All types of credit, from good to poor, can qualify for an auto loan. We will work with you to secure a sub-prime car loan if your situation demands it. Hiley Mazda of Fort Worth has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.
Low-interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You’re just a step away from approved car financing!
Welcome to the Hiley Mazda of Fort Worth Finance Center, where our friendly and helpful finance experts provide you with the best resources for financing or leasing a new Mazda. If you prefer, we can also help you with financing one of our high-quality pre-owned vehicles. Drivers from the Fort Worth, Texas area will find the best car financing deal for your circumstances and budget.
Financing is where you borrow money from a bank, credit union, or finance company to make an expensive purchase, such as a car. You’ll take out the loan for a fixed period of time and agree to make the scheduled monthly payments stipulated in the financing contract until the loan is paid off. Once these payments are made, you’ll then own your car debt-free.
Before taking out a loan, you’ll agree with the lender on how much you’ll pay upfront, the length of the loan term, the amount of the monthly payments, and the annual percentage rate (APR). The APR is the interest you’ll pay on the loan, and it varies according to the current market rate and your credit score. You can start the financing process from home by using our online payment calculator and finance application form.
The down payment refers to the amount you pay upfront for your new car. This would usually be at least 10% of the car’s sales price. However, the bigger your down payment, the less you’ll owe on the car, and the lower the monthly payments will be. Our Finance Center experts will help you establish the appropriate down payment for your circumstances.
Financing your car purchase through our Hiley Mazda of Fort Worth Finance Center brings several benefits over using other lenders. Here are some of the advantages:
Generally, the higher your credit score, the better the interest rates you can get. However, a poor credit score doesn’t stop you from getting a car loan. The Hiley Mazda of Fort Worth financing experts will work with you to find a suitable loan for your circumstances. Once you start making your regular monthly payments, you’ll begin to rebuild your credit history.
Depending on your circumstances, leasing a car can be a beneficial alternative to a car loan for getting behind the wheel of your new Mazda. When you lease a car from us at Hiley Mazda of Fort Worth, it’s similar to renting a vehicle. The lease agreement is for a fixed term, which is typically three years.
With car leasing, you make a down payment and pay the agreed monthly payments for the full term of the lease. At the end of the lease period, you can either return the car to us or purchase your Mazda for a pre-determined price, if that option is included in the lease contract. You could also choose to lease another brand-new Mazda from us.
While they may appear similar, vehicle leasing has several benefits over buying your new Mazda with auto financing. The upfront costs are usually less, and you can often negotiate lower monthly payments. This means you might be able to afford a higher-spec car than if you were purchasing it. Other advantages include:
At the end of the lease term, you don’t own the car, but your lease payment history will be positively reflected in your credit score. Talk to our finance professionals at Hiley Mazda of Fort Worth, and we will help you determine if vehicle leasing or taking out an auto loan is the best option for you.
Whether you choose to lease or finance your new Mazda, trading in your current vehicle with us is the most efficient way to offset the cost of your new car. At Hiley Mazda of Fort Worth, we will purchase your car as a trade-in, and not only make the process much easier than selling it privately, but we’ll also offer you fair market value.
Even if you are not buying a new car from us, we will buy your used car, whatever the make or model. We have a fast turnaround of pre-owned vehicles from all the major manufacturers, and we are continuously seeking to refresh our inventory so that we can offer our customers the best choice. That’s why it’s in our interest to offer you a fair price for your car.
You can start the trade-in process from the comfort of your own home by using the Value Your Trade page on our website. Just enter your car’s specific details to get an instant offer. Bring your car and the offer to us at Hiley Mazda of Fort Worth, and our friendly sales team will verify the offer. You can choose to take a check or a trade-in credit against a new car.
Visit our Hiley Mazda of Fort Worth Finance Center today to discuss your car financing needs with our experts, or call us at 817-367-4000. Our team is happy to answer your questions and help you drive away in your new car in no time.